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Image: Create a image of someone using a credit card at an ATM | Source: DALLE-3
.So, what is this all about?
That's surely the question running through your mind...
And you're right to be inquisitive with throwing those immediate questions!
Well, as mentioned moments ago (if you read through the previous article).
Here, will be deeper insightful information you are going to be subjected to that is indeed 100% legit!
But... You have to pay attention to the steps that you will need to know when it comes to using those alluring plastic cards in an unbelieve way.
Alright, let's dive in!
.
What Are These Credit Card Companies Thinking?
Image: Money in Hand | Source: Image Creator in Bing DALLE-3
Look, they got money to burn you see, and they know how to attract customers - but more so potential affiliates.
So people may think that's idiotic is due to the fact they are literally putting money out on the table for you (that's if you're looking to become an affiliate).
Yes... You heard that correctly, they got money to burn baby!
Although, there's a reverse aspect to this as well, and that's how credit card companies are raking in billions on a yearly basis!
And their amassed wealth is fueled by an odd money generating method.
Now, on the opposite side of the fence are the credit card holders - and they are the ones who will be positioned to get a small cut of their profits!
Which Credit Cards Companies Are Participating in this Cash Payout Program?
So, the first spot we need to start is by identifying credit card companies of interest.
And here's the list of a few familiar ones you have hear about before:
Next, you want to take a closer look at those specific credit card companies.
And the reason why is because we want to see how these companies are making so much money from these smaller business purchases.
Alright, here's a good question...
"Why would a prominent company such as Capital One take a risk upon buying a coupon website called Wikibuy?" [1]
Now, just hearing that you're thinking it sounds kinda crazy!
However, it's not...
You see, what they're doing is buying a revenue generator, and that's because people love buying coupons that help them save money! [2]
At the same time, Capital One that bought the coupon company will surely generate a significant amount of revenue in the form of interest.
This was the same thing for the banking institution called Financial Services, who spent a whopping $17 billion dollars!
And in case you are wondering what they spent that on, the funds went toward their marketing campaign; Thus in return, they’re making money hand-over-fist from their advertisement campaign that's raking in the dough!
So, there's money here, and we have a slightly clear picture that takes us to the next step of this investigation.
So, how much money can be made from these companies, and where's the loophole to make it possible?
Well, if you checked out that pie chart shown above, you might have noticed the sliced-pie percentile sections.
As a rule of thumb, the slightest percentile slice of that pie could be worth thousands, to tens of thousands, even hundreds of thousands of dollars!
Ideally, that example pie chart represents all of what these credit card companies are spending annually - which is billions upon billions!
Most of that spending is on advertising, and in terms of residue income (if one is striving to make enough to survive on) then you only need five to six figures at best...
But there will be some people who would shoot for that 7-figure bracket there's no doubt there!
Now, with that said, the most important thing next is to understand how these guys are maneuvering to generate all of this available cash.
And the key to unlocking that secret door are the credit card services, and how they can be used to deliver you a sizable payout!
So, let's jump into the area of the obvious factors surrounding the monetary mechanics of credit cards.
Credit Card Mechanics & Principles Companies Use to Generate Cold Hard Cash:
There are key ways credit card companies make their revenue (and this the majority of you should know already) they do it by...
.- Issuing charges to customers who are late on their credit card payments (late payment fees).
- They generate cash from outstanding balances (or Interest on Balances where credit card companies).
- They piggyback off of generated interest rates (that's big money right there indeed!)
- Another way credit card companies snatch cash out of their customers' pockets is when they use their credit cards to purchase items; Which leads to the merchant who pays an interchange fee to a bank that issued the card to a customer. That results with a fixated percentage of the transaction amount that manifests into long-term residual income for credit card companies to continually profit from.
- For credit card holders who take out a cash advance, they are often charged a high-rate in interest alone with tacked on fees in which the card companies profit from.
- Some credit card companies dish out annual fees, which credit card holders are subjected to pay upon using their card; The payments can range into the few hundreds of dollar range.
Now, what was mentioned about the credit card fees and interest rate charges serve as key information you'll need to help get you paid (and there are ways to get paid BIG TIME!)
BUT!
You will need to gain insight into how these companies operate, so you will need to be patient - because you need to get a strong grasp of how this plays out so hang with me!Creating Credit Card Traffic Content Using Targeted Keywords!
Alrighty then, so back in the sub-section titled - "Why Are These Credit Card Companies Spending So Much Money?"
There was a section that showcased a list of credit card companies.
Well from that list we need to take each one of those companies and find out how much they are worth at the end of the year.
So let's take Credit Karma for instance, in 2023, they generated $1.6 billion in revenue; Which isn't a bad return for the year!
Now, the interesting thing that was pointed out, was the fact they got bought out by Intuit [1].
They bought out Credit Karma in December 2020 for a cool $7.1 billion - which they did by mixing their resources of cash and stock to seal the deal [2].
And behind Intuit's acquisition, it also merged other financial heavyweights like TurboTax, and QuickBooks which fused it with Credit Karma’s consumer-focused finance platform.
Basically, this was to provide an all-in-one tool, designed to help people manage their personal finances more easily.
So that's a lot of damn cash left out on the table for anyone else to come in and acquire (which is where content creators or "YOU" - come into the picture).
And the proper tool content creators need are #Keywords, so you're seeing where this is going...
Yes, you need to start creating content that aligns with this exact topic matter, so the next thing to do is check the competition level for credit card topics.
Image: Keyword research for Credit Karma | Source: Image Creator in Bing moz.com
Keep in mind about the type of keywords that could be used to drive traffic to where you'll need it to go toward - that's always a key aspect to bear in mind!
Shown in this second image, are the various options button selection choices you can "trigger" simply by clicking on the tabs.
They will give you a read out of the keywords used, the target they are generating - particularly by three prime aspects, followed by two secondary aspects...
Group by lexical similarity - Primary:
- Low Similarity - Broadly related terms that can expand your content reach. Use them for related blog topics or secondary keyword targeting.
Example | Low Rating: "Credit Score Tips" or "Personal Finance Management."
- Medium Similarity - Mid-range related terms that complement your primary keyword focus.
These are great for subheadings or additional context in content.
Example | Medium Rating: "Ways to boost your credit score" or "improve credit rating fast."
- High Similarity - Core keywords that are tightly aligned with your topic. These should be your headline focus and optimized for high rankings.
Example | High Rating: "How to improve credit score" or "Credit Score Improvement Tips."
Filter by search term - Secondary:
- Includes the keyword
- Excludes the keyword
Remember, always pay attention to the Relevancy, the Monthly Volume, and the Search Intent rating levels which are key SEO/SERP areas.
Lastly, what should be understood, is whether or not the content search done is - Navigational or Informational.
That is pointed out within the second image.
Now, understanding the informative details provided for you thus far, can be used as "footnotes" to help you create ideal credit card content.
Expanding Your Credit Card Keyword Search (Leveraging Medium & Low Similarity Tactics)
Image: Keyword research for Credit Karma | Source: Image Creator in Bing moz.com
It's very important to check all the yield results you get from your keyword searches.
In this Moz Credit Karma search, you can scroll down to find more potential sub-headers in relation to your primary keyword (which points back at the main header or the title of your article).
Also pay close attention to your keyword difficulty rating, as pointed out in the image just above this paragraph section.
Three Sections of Difficulty Rating:
- Low Difficulty Score (1-39)
- Moderate Difficulty Score (40-60)
- High Difficulty Score (61-100)
So, for low difficulty content, you want to start by thinking about the difficulty ratings...
If your website is new, and is in the process of building traffic and brand authority, then low keyword difficulty from (1–39) is ideal for producing niche-down content.
This is targeted niche topics or answering specific questions that can quickly drive traffic back to your site.
So an example phrase like "How Credit Karma calculates credit scores" - would fit a low-ranking website that will build up a higher SEO rank over time.
From there, a basic technical trick would be to assign such phrases as subheadings or FAQ sections within your articles to boost your site's SEO visibility.
If your site falls within a Moderate range, then you want to start adjusting your content to continually build up your rank from there.
Doing so enables your site to continually compete and attract a growing audience base.
For instance, something like - "Credit Karma free credit monitoring benefits" would be an option to run in the case of a site hitting the (40 - 60) range.
On the higher end, it will be geared toward heavier competition, and the reason they're difficult to compete with is because they are owned by the industry giants.
So, a new eCommerce website wouldn't stand a chance against an Ebay, Wal-Mart, or Amazon website because of their domain authority and high SEO rank.
Although, small brand sites can compete with a larger brand's niched-down content that is more aligned squarely with theirs (this is content larger brands may not focus too much on).
Searching for Relevant Credit Card Keywords That Brings You Traffic!
Now, this is a keyword treasure website indeed, and like I mentioned it's one a lot of people have heard of on the internet (unless you come from some far, far, FAR AWAY LAND!)
Answer The Public started off as an unknown site for a short stint in time, but it quickly skyrocketed to popularity as more users started to embrace the site.
To be clear, it wasn't because they fell in love with the site itself - admittingly, that would be just too weird to conceive... LOL.
No, they fell in love with all of the possible queries it can generate in no time flat!
As the case for when a search is done for Credit Karma, from up top, to what has been provided below.
The one thing everyone would have to admit about this platform, is how damn useful it can be when you're searching for a crap load of awesome questions.
And that's what has been provided after entering Credit Karma into the site's search box, it returned a stack load of questions right back to me!
Now remember, whatever results you get back, many of them can be used for sub-headers within articles.
Keep in mind that Answer The Public works best with one and between three keyword search inputs, if you try to go beyond that then you might not get a response back at all...
Nevertheless, Karma is getting ROBUST traffic, and that means there's a lot of money that can be made off of that site!
Now, all of what you read through is geared toward content creation and crafty advertising campaigns.
So remember, gathering up the appropriate keywords is the key thing to do, and then take action by creating optimal SEO content that brings wholesome traffic!
And if you would be inclined to do so, consider opting into an affiliate/referral partnership program with these companies which is the primary way to make money.
Ah, but there is yet a second option that's even more lucrative!
.
Initiating Opt-Ins for Credit Cards Sign-Ups That Gets You Paid!
Image: Typing on keyboard | Source: DALLE-3
Now this last section will blow your mind!
And the reason why is because of what we talked about before, which are Credit Card companies who are spending cash like it's going out of style.
So, if you're wondering why this section would apply, then allow me to tell you this piece of valuable info...
There are credit card companies paying hundreds of dollars to get people like you, me, or anyone else for that matter to simply sign up for their products.
And in this case, we're talking about their credit cards...
Now remember all of what you saw earlier focused on the traffic volume, optimal keywords, and other specifics of that nature.
But the main thing that really matters, will be the amount of organic traffic these sites are pulling - Yeah, that's their bread and butter right there!
So, SEO rank checking sites like Moz, SemRUSH, or Aherfs, may reveal to you this or that credit card company is pulling in say; 5 million visitors on a monthly basis.
Well, whatever organic traffic comes from that could be valued at $10 $20 $30,000 on a monthly basis, or even better within the credit market field!
There are credit card sites paying hundreds of dollars per click, which is still a decent amount of cash content creators can receive from organic traffic visiting their websites.
And to be clear, this is both a CPC & CPA based operation, or (Cost-Per-Click & Cost-Per-Acquisition) and again, this is going to fall into the category of Credit Card Affiliate Programs.
Checkout 4 High-Paying Credit Car Affiliate Programs in the list below:
- Credit Karma Payout amounts will shift.
- Credit Cards: Payout amounts will shift.
- Upgrade CC: $60 per click.
- American Express: Offers commissions up to CA $200 per lead.
- Barclays: Known for reliable and credible offers.
- Chime: A fintech platform with attractive affiliate programs.
- Square: Provides various financial services and products.
- TransUnion: Offers credit-related affiliate programs.
- MyFico: Focuses on credit scores and reports.
- Bankrate Credit Cards: A well-established financial advice platform.
- USAA Credit Cards: Specializes in financial services for military members and their families.
- Credit.com: Offers a range of credit-related affiliate programs.
- Luxury Card Commission Soup: Focuses on premium credit card offers.
Those are offers visitors will find hard to resist!
And all you have to do is help direct them to those credit card sites, and you can use a website to direct them there.
If you don't have a site, then use your social media page, and just create content for visitors to see and engage with.
AND MAKE SURE TO ENGAGE BACK WITH THEM YOURSELF!
Ok, the final section briefly touches on online advertising, that will help secure traffic for your content that will help drive more traffic!
Use Robust Traffic Generating Sites To Drive Traffic To Your CPA Offers!
The majority of people get stuck here not knowing where to turn to when finding a sizable source of traffic.
Although, there are a few ways to nip that issue in the bud!
Now, there are two-basic types of ways to gain FREE traffic to your offers.
The first solution based method involves producing literary content (in other words articles or posts you are going to type out about your credit card offers).
Alright, let's checkout the useful sites that will help bring in some wholesome free traffic!
Image: Tech2Checkout (site) | Source: Google Sites Database
.First up are FREE usable websites.
These are handy platforms like Google Sites and Blogger.
In fact, the site you're reading this informative article on is a Google site!
Now, some people tend to think these are corny useless websites, well, that's not quite the case.
You can spruce up their look, and the add plus are the HTML, CSS, and JavaScript code attributes that can transform these "simple sites" into mini-might dynamic websites!
Image: Google's FREE Website Platform | Source: Blogger
.Next up is Blogger, which can be a bit tricky to work with (it's known for its unpredictable formatting anomalies).
Nevertheless, all you need is a little bit of attribute code knowledge to handle some of the minor weird wackiness Blogger sites tend to surprise users with.
Blogger is a bit tricky to work with, and knowing how to code is a MUST to use that particular format site brand.
With that said, there will be examples presented on how to get around the minor issues that at times may show up when creating content within a Blogger article.
Image: WordPress Premium Website Platform | Source: WordPress
WordPress has been around forever it seems!
They are trend setters of websites running operationally on the web.
As of 2024, colorlib.com stated that about 43% of the world-wide web is occupied with WordPress websites. [1]
And they are high-quality based that are tied into an annual cycle subscription (depending upon what site services the individual or company has opted for).
Now, if you're someone who is financially reserved, and you're running with a free website (as the ones mentioned) is fine.
Image: Medium Social Blog Platform | Source: Medium
However, as time progresses and things start to scale up for your online business operations; Then the logical move would be to snag a WordPress site.
They are convenient, and nearly 90+ percent of all you can do with these sites can be easily implicated through use of WordPress Plugins.
That simply translates to >> You don’t have to be an Internet Tech Specialist to set up and run automated programs all damn day long! 😄
So, once you have the keyword find tools needed to create your content, the next thing you will need to start doing is sharing that content on other platforms.
One that comes to mind is medium.com, and the reason why this site matters is due to the fact they are getting millions upon millions of visitors every month.
And that should be sweet music to your ears, and depending on the content you're creating will no doubt siphon some of that FREE traffic.
That's right... FREE TRAFFIC!
Later, there will be an article or two that will focus on some of the analog tech methods that can be used to push online traffic toward offers you plan to present for others to engage with.
There will also be written content shown to you on Medium, and the reason for it will be to serve as a guide toward gathering attention to your articles.
Image: Social Vlog Platforms | Source: X & YouTube
A key aspect in all of this, would be to post content on media platforms such as X and YouTube.
Although, there are numerous other platforms that can be used as well, to help you capture a vast audience that's seeking the offers you are presenting.
By the way...
Check out the list of media outlets below where you can submit your content to attract more leads!
Image: Social Media Platform | Source: Pinterest
This site showcases everything in the form of pixel images, and the fact image text may occasionally be included within the pixel image as well.
Nevertheless, millions of people drop by on a monthly basis to check out some of the iconic pins when they visit Pinterest (most of which can serve as visual advertisements that could pull traffic.)
Image: Social Media Platform | Source: Instagram
.This was a very prominent site in the 2010s, today however, Instagram has somewhat slipped (in terms of maintaining its "relevant status").
Although, the site still pulls millions upon millions of eyeballs to check out the posts (both literal and visual) present on its platform.
.
Image: Literary Writing Platform | Source: Ezine-Articles
It's hard to really say where to start with this once iconic site that started off back in 1999.
For those who may never have heard about Ezine Articles, but it was one of most prominent writing websites in the 2010s.
.There was a major transition that took place within that site, and today, there's another Ezine Articles (shown above and has a dash present within its URL address.)
.So to be clear, this is NOT the same site as its predecessor - You have to go to the one on x.com; That's the real >> EzineArticles.
.The level of traffic isn't high, at the same time, there are readers visiting the platform; Which means, some of that traffic could be acquired and used to direct readers to your CPA Offers (although, it's up to you to decide whether or not it's worth your time.)
..
Image: Question/Answer Based-Platform | Source: Stack Exchange
This is a very interesting site filled with a variety of "question/answer based content" you might not expect; Check out the sub-list posted underneath presented in dash format.
Technology & Programming:
- Stack Overflow: Programming and coding questions.
- Server Fault: System and network administration.
- Super User: Computer hardware and software.
Science & Academia:
- Mathematics Stack Exchange: Math questions and answers.
- Physics Stack Exchange: Physics discussions.
- Chemistry Stack Exchange: Chemistry-related queries.
- Biology Stack Exchange: Biology-focused content.
Professional & Business:
- Law Stack Exchange: Legal questions and discussions.
- Workplace Stack Exchange: Workplace and career advice.
- Project Management Stack Exchange: Project management insights.
Lifestyle & Culture:
- Travel Stack Exchange: Travel tips and advice.
- Cooking Stack Exchange: Cooking techniques and recipes.
- Parenting Stack Exchange: Parenting tips and experiences.
Arts & Entertainment:
- Movies & TV Stack Exchange: Discussions about films and television shows.
- Music Stack Exchange: Music theory and performance.
- Writing Stack Exchange: Creative and technical writing.
Hobbies & Recreation:
- Board & Card Games Stack Exchange: Board and card game strategies.
- Gardening & Landscaping Stack Exchange: Gardening tips and landing ideas.
- Photography Stack Exchange: Photography techniques and gear.
And those were just a few examples that can be found at stackexchange.com.
So, written information you have can be published there, but it should be presented as "question or answer-based" information.
Any engagement that comes from that, can be directed toward your website, or if you're running an CPA offer on your social media etc.
That ultimate destination will be your landing page that serves as the "Gatekeeper".
Which, of course, leads visitors through a crafted campaign funnel straight through to your sweet deal offers!
NOTE: Remember to post consistent high-quality content on Stack Exchange. Doing so will help you provide valuable knowledge, and it can position you as a key member of the community. This can build trust and encourage other users to check out your profile or other platforms where you have CPA offers at!
Also remember to ensure your questions and answers are genuinely helpful and relevant to the specific Stack Exchange site you're posting on.
This will not only increase engagement but also adhere to the community guidelines, making your content more impactful!
Image: Steemit's Vlogging Platform | Source: D-Tube
It's literally the mirror image of YouTube (besides X that also has planted its anchor firmly within the video digital scape).
So why D-Tube right?
Well, this is directed at Vloggers who are running CPA Offers on the net, and D-Tube (Steemit's Vlog Platform) has a truckload of online traffic lying in wait to be exploited!
All one has to do is sign up for a Steemit Account, and once they are improved for it, they can start uploading video content to promote their offers!
And there you have it!
All you need to do from here is start creating content to promote CPA Offers you have lying in wait to be seen by interested visitors surfing the net.
Just remember to refer back through the information provided here, and there will be additional content that will be included as well - SO STAY ON THE LOOKOUT FOR THAT!
Until then... 👍
References:
.Social Media:
